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Chapter 2 - The Audit and the Echo

“What do you mean, everything is gone?” I asked, keeping my voice low so my sisters and the girls wouldn't hear from the kitchen.

I was standing on Sarah’s back patio, the desert air cool against my face. Through the glass door, I could see Gaby helping Zoey unpack her crayons at the kitchen island, looking small under the unfamiliar light of a rental home.

“I mean the bank accounts, Brenda,” Gavin barked on the other end, his usual arrogant swagger completely replaced by pure panic. “The operating accounts for both Pacific Oak facilities. They’re empty. Every single dime was transferred out to an offshore account this afternoon—right after the divorce decree was stamped. Raymond thinks I did it, and the old man is threatening to cut me out of the will entirely, but I swear to God, I didn’t touch a cent.”

A cold dread settled deep in my stomach, but it wasn't the kind of dread Gavin expected. For sixteen years, Raymond had been terrible at managing cash flow. He could charm a distributor, but he couldn't balance a ledger to save his life. That was my job.

“Raymond doesn't even know the security login for the primary corporate wire transfers,” I said slowly, testing the weight of the realization. “He never bothered to learn it. He always said corporate finance gave him a headache.”

“Then who did it?” Gavin’s voice cracked. “Because Florence is downstairs screaming at the caterers, the guests are still eating cake, and the police are currently standing in the foyer because someone anonymous called in a report about corporate fraud and child endangerment regarding that little bastard Leo.”

The pieces clicked together with terrifying clarity. Teresa’s warning. The empty accounts. The timing of the celebration.

“Where is Teresa?” I asked sharply.

There was a long, jagged silence on the other end of the line.

“She’s gone,” Gavin whispered. “Packed her bags and walked out right in the middle of the toast, right before Florence tried to put Walter’s ring on the boy's finger. She left a letter on the kitchen counter addressed to you, Brenda. And Raymond is losing his mind trying to hunt her down before the cops impound his cars.”

When I hung up with Gavin, my hands were shaking. I walked back inside, where Sarah was handing out mugs of hot cocoa. She looked at my face and instantly stepped forward, gently blocking the girls' view.

“What happened?” she asked quietly.

“They’re drowning,” I said, looking down at my phone. “Raymond thought he was cashing out a victory, but someone just pulled the rug out from under the whole family business—and they left a letter for me in San Diego.”

Sarah crossed her arms, her jaw tightening. “Do you think Teresa took it?”

“I know she did,” I replied, staring at the screen as a new text notification popped up from an unfamiliar local California number. It was a photo of a handwritten document, blurred at the edges, bearing Walter Miller’s signature from 1998.

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The caption read: You left too soon, Mrs. Miller. You need to see who really owns Pacific Oak.

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