Chapter 5 - The Beach House

The ocean was pitch black when I pulled my car off the coastal highway and parked fifty yards down the shoulder from the old Montgomery family beach house. The structure was a sprawling, weather-beaten cedar fortress perched on the cliffs, completely isolated from the neighboring properties by thick hedges and iron gates.
The gates were wide open.
I turned off my headlights, killed the engine, and sat in the dark for thirty seconds, listening to the rhythmic crash of the waves against the rocks below. My hands were steady on the steering wheel. The panic I had felt in the clinic parking lot forty-eight hours ago was gone, replaced by a quiet, surgical precision.
I reached into the glove compartment, pulled out my phone, and checked the screen. I had hit record on a cloud-synced voice memo thirty seconds before I parked. Anyone listening in real-time could hear every word said on these grounds.
I stepped out of the car and walked up the gravel driveway.
The front door of the beach house was ajar, a sliver of warm yellow light cutting across the dark porch. As I pushed it open, the familiar smell of cedar, salt water, and expensive bourbon washed over me.
Brendan was standing by the stone fireplace, a glass in his hand. Mason and Liam sat on the leather sofa, looking slightly less confident than they had at the clinic. Scarlett sat near the back of the room in a wingback chair, her emerald dress replaced by a cashmere sweater, her fingers resting lightly on the armrest.
"You took your time," Brendan said, setting his glass down on the mantel with a sharp click. His voice carried an edge of frayed exhaustion. "What the hell do you think you were playing with Arthur back at the hotel?"
I didn't answer right away. I stepped inside, closing the heavy wooden door behind me with a solid, echoing thud that made all three men flinch.
"I was just looking at some old notebooks, Brendan," I said, walking toward the center of the room. "Turns out I missed a lot of reading during my final semester."
Scarlett’s eyes narrowed. She stood up slowly from the chair. "Where did you get those?"
"A storage unit in San Bernardino," I lied smoothly, keeping my voice light. "My dad has a habit of keeping everything I leave behind. He even saved the grade transcripts from four years ago—the uncorrupted ones."
Brendan took a step forward, his jaw tight. "You’re bluffing. You don't have anything."
"Don't I?" I stopped five feet from him, looking up into his face without flinching. For three years, I had looked at him with admiration, seeking his approval, waiting for him to love me. Now, looking at him, I realized he was nothing more than an empty suit hired to execute someone else's petty cruelty. "You told me ninety-six schemes were funny, Brendan. But you forgot item ninety-seven."
Brendan paused, his expression flickering with genuine confusion. "What are you talking about?"
"Item ninety-seven," I said, letting a small, cold smile touch my lips, "is the part where the target figures out she was never the victim of a bad relationship—she was the target of a civil conspiracy involving grant fraud, identity tampering, and corporate blackmail."
Liam stood up from the sofa, his face draining of color. "Man, what is she talking about? This is getting crazy."
"It’s not crazy, Liam," I said, turning my gaze to him. "Arthur Vance is on the board of the regional arts foundation. The foundation that funded Scarlett’s dance company using redirected public grants. If the independent compliance board audits those files tomorrow morning—which they are currently doing, thanks to an automated upload triggered from my phone—every single person who touched that ledger is going to need a very expensive lawyer."
Scarlett’s face went rigid. The cool, untouchable heiress facade finally shattered completely, revealing the terrified, vindictive girl underneath. "You didn't."
"Try me," I said softly.
Before anyone could move, a heavy, rhythmic pounding echoed from the front gate down the driveway—not a knock, but the distinct, rhythmic thump of official footsteps approaching through the dark.
Brendan froze, his eyes darting toward the open door.
My phone buzzed in my coat pocket with a text message from an unfamiliar number—a confirmation receipt from the local precinct confirming receipt of an anonymous report regarding corporate fraud and financial tampering at the Grand Pacific Hotel.
May you like
I looked at Brendan one last time, my voice dropping to a whisper.
"That's item ninety-eight, Brendan," I said. "And the list is almost finished."