storyloom

Chapter 3 - The Midnight Notification

I didn't reach for the phone immediately. My eyes stayed locked on Graham, who looked like a stranger sitting in my home.

The phone buzzed a second time. Then a third.

Finally, I picked it up. It was an automated text alert from our primary bank, followed by a mobile push notification from the university’s financial portal.

URGENT: Automated transfer of $12,400 initiated from joint account ending in 4092 to external payee: University Housing & Student Services.

My breath caught.

"Graham," I said, holding the phone up so the glowing screen faced him. "What is this?"

Graham blinked, leaning forward to read the alert. His face drained of whatever color it had left. "That... that shouldn't be happening. I disabled the auto-pay yesterday."

"Disabled what?" Harper asked, stepping closer.

"The emergency housing reserve," Graham muttered, standing up abruptly. "When Julian’s dorm lease was terminated tonight, the university registrar's automated system must have triggered the secondary guarantee file I signed last semester when Arthur's estate was tied up in probate."

Julian looked up sharply, his eyes wide. "Mr. Graham... you signed a housing guarantee for me?"

"I had to," Graham said, his voice dropping to a harsh whisper. "If I hadn't, you would have been locked out of your dorm months ago. But I didn't authorize a lump-sum pull tonight."

"Then who did?" I asked, my blood running cold.

As if in answer, Julian’s phone on the armchair buzzed violently, playing a shrill notification tone. Julian pulled it out of his wet canvas jacket, glanced at the screen, and went completely white.

"It's... it's not from the university," Julian whispered, holding the phone out toward us as though it were venomous. "It's from my uncle. The one who inherited my father's remaining debts."

Harper frowned. "What does he have to do with this?"

"He didn't just inherit the debts," Julian said, his voice shaking. "He found my father's old safety deposit box this afternoon. The one containing the original partnership agreements between my dad and Mr. Graham."

May you like

Graham staggered back a step, colliding against the edge of the bookshelf. "No... Arthur swore he destroyed those papers thirty years ago."

---

Related Stories

Other posts