Chapter 6 - The Zurich Ghost

The amber glow of the dashboard clock flickered, reading 5:14 PM, but inside the parked station wagon on the dark mountain highway, time felt entirely suspended.
The encrypted notification light blinked a slow, rhythmic pulse against the steering column. My thumb hovered over the screen, the cool glass biting into my skin. Zurich. A numbered account. My late husband's signature executed just three days before his passing—long after Frank had lost the strength to hold a pen without my hand guiding his fingers.
"Mom?" Anna’s voice broke the heavy silence from the passenger seat. She was staring at my profile, her brow furrowed in sudden anxiety. "You pulled over so fast. Is it Grandma again? Did her lawyers find a loophole?"
I locked the phone screen, dropping it back into the center console, and forced my breathing to remain measured. "No, sweetheart. It’s not your grandmother."
"Then what is it? You look like you just saw a ghost."
"Just an old work notification," I lied smoothly, putting the blinker on and pulling back out onto the empty asphalt. "A routine administrative ping. We’ll look at it when we get home."
Home. The lake house. For months, Evelyn had tried to paint our life together as a manipulation, a calculated trap sprung by a desperate woman. But looking out at the dark silhouette of the Blue Ridge Mountains rising against the bruised twilight sky, I knew the truth. Frank had loved this place. He had loved us.
Which meant if someone had forged his signature on a Zurich account three days before he died, it wasn't just a corporate embezzlement scheme anymore.
It meant someone inside his inner circle had betrayed him while he was dying in that hospital bed. And worse—they had used his medical vulnerability to execute a transaction right under my nose.
We pulled into the gravel driveway of the lake house ten minutes later. The porch light was off, casting long, welcoming shadows across the cedar-shingle siding. But as I cut the engine, my headlights swept across the side deck, illuminating a pair of wet boot prints near the kitchen sliding glass door.
I didn't turn off the car headlights.
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"Anna," I whispered, keeping my voice terrifyingly calm. "Stay in the car. Lock the doors."
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