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Chapter 7 - The Inheritance of Debt

The fluorescent lights of the county booking facility buzzed with a relentless, headaches-inducing hum.

I sat across the Plexiglas partition in the secure visitation booth, my briefcase resting flat on the stainless-steel counter. A moment later, the heavy metal door on the opposite side creaked open, and Wendy was guided in by a corrections officer.

She wore a standard-issue orange jumpsuit that swallowed her frame, her designer hair unstyled, her face devoid of the immaculate makeup she wore like body armor. But the moment she sat down and picked up the heavy plastic telephone receiver, her eyes flashed with the same venom that had defined our final moments at home.

I picked up my receiver, though neither of us spoke for a long, heavy seconds.

“You look terrible in orange, Wendy,” I said calmly through the thick glass.

“Go to hell, Luca,” she snapped, her voice raspy and shaking with barely contained rage. “Marcus told me what happened to Arthur at the beach. You orchestrated this whole thing, didn’t you? You sat in our kitchen playing the pathetic, beaten husband while you systematically dismantled everything we built.”

“We didn't build anything, Wendy,” I replied, shifting my weight against the metal stool. “You stole my mother’s retirement fund, you starved her, and you thought you could use my signature to launder Arthur’s illicit corporate assets. I just audited the books.”

Wendy let out a harsh, bitter laugh that echoed off the concrete walls. “You think locking me up solves your problems? My father’s legal team is already filing emergency injunctions against every single corporate account you manage. By sunset, your private equity firm will freeze your assets, revoke your partnership status, and throw you out on the street right alongside your senile mother.”

I reached into my briefcase, pulled out a thick manila folder, and pressed it flat against the Plexiglas window so she could read the bold red lettering across the top label.

Vanguard Holdings Group Asset Liquidation & Court-Appointed Receivership.

Wendy’s eyes widened. She pressed her face closer to the glass, scanning the first page visible through the clear plastic sleeve.

“What... what is this?” she whispered, her voice losing its edge.

“This is the court order granted an hour ago by the federal magistrate,” I said evenly. “Because Vanguard Holdings was registered under your maiden name using embezzled capital from my firm and my mother’s retirement account, the court has seized every single asset linked to the LLC. That includes your personal trust, your vehicle, your designer wardrobe, and the very house we lived in.”

Wendy’s mouth parted in silent horror. The color drained completely from her face.

“You... you took the house?” she breathed out, her knuckles turning white as she gripped the edges of the plastic phone. “That house belonged to my family trust! You can’t touch it!”

“The trust was funded by embezzled capital, Wendy,” I said, standing up and sliding the folder back into my briefcase. “In forensic accounting, tainted assets don't get grandfathered in. You wanted everything to be yours? Congratulations. You now own one hundred percent of the criminal liability.”

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Before she could scream another word through the glass, I hung up the receiver, turned my back on the booth, and walked out into the crisp morning air.

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